uob particular banking
uob particular banking
Blog Article
UOB Lender presents many different own banking solutions created to meet the monetary wants of individuals. Beneath is an extensive overview to assist you to have an understanding of the key elements and choices.
Different types of Accounts
Savings Account: This account enables you to lower your expenses while earning desire.
Options: Quick access, curiosity earnings, minimal service fees.
Gains: Secure spot for your money, possible growth through fascination.
Latest Account: Ideal for daily transactions and taking care of expenditures.
Attributes: Checkbook facility, overdraft security.
Positive aspects: Hassle-free for normal payments and withdrawals.
Mounted Deposit Account: For those wanting to receive greater desire charges around a set interval.
Attributes: Preset phrase deposits, bigger curiosity premiums when compared with cost savings accounts.
Gains: Secure financial commitment choice with predictable returns.
Loans
Particular Loans: Unsecured loans which can be useful for numerous uses like training or property renovation.
Styles:
Installment Financial loans
Credit score Traces
Added benefits: Adaptable repayment conditions, aggressive desire prices.
Residence Loans: Tailor-made alternatives for purchasing property or refinancing existing home loans.
Types:
Fixed Rate House Mortgage
Floating Amount Household Personal loan
Gains: Distinctive plans to accommodate individual needs, appealing prices.
Bank cards
UOB offers An array of charge cards catering to diverse life and investing habits:
Benefits Cards: Gain factors on each purchase that may be redeemed for presents or travel miles.
Cashback Playing cards: Get funds rebates on daily investing like groceries and eating out.
Journey Playing cards: Specific Rewards like air miles accumulation and vacation insurance plan coverage.
Financial investment Expert services
For individuals serious about developing their prosperity by way of investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Ideal for extensive-expression growth aims.
Structured Deposits * Brings together the functions of common deposits with expenditure products and solutions. * Perhaps higher returns but with some hazard concerned.
Coverage Items
To safeguard yourself and Your loved ones in opposition to unexpected situations:
Lifestyle Insurance policies * Presents financial safety in case of Loss of life or essential ailment. * May function a financial savings Instrument dependant upon the plan preferred.
Health Insurance * Covers medical costs such as hospitalization expenses. * Essential for mitigating higher healthcare prices.
Electronic Banking Expert services
Advantage at your fingertips by digital platforms:
World wide web Banking
Permits you to control your finances online:
Perspective account balances and transaction heritage
Transfer cash website among accounts or spend bills
Submit an application for new solutions (loans/bank cards)
Cellular Banking
Banking on-the-go by way of cell apps:
Quick harmony checks
Mobile payment solutions (QR code payments)
Notifications & alerts about account action
Using these detailed offerings, UOB aims to deliver customized banking solutions that cater precisely to particular person needs though guaranteeing convenience and protection in all transactions.